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Oct. 22, 2007
  Cheapest House and Lot in Casili Hills, Mandaue, Cebu at GRAND TERRACE by Joanna Legacy Homes

 

 

 
Why rent when you can own thru Joanna Legacy Homes, as low as P3,991.81/month. Affordability, Comfortability, Accessibility, and Investment return is our guarantee ...

 

Actual interior photos Click each picture to enlarge

 

 

FLOOR PLANS (Click the image below to enlarge)

GRAND TERRACE SUBDIVISION MAP ( Click the map below to enlarge)

PROJECT LOCATION CASILI, CONSOLACION CEBU
PACKAGES
Duplex Two-storey Two-storey
   
1 T&B
2 T&B
PRICE
P1,500,000
P600,000
P650,000

PAG-IBIG FINANCING

Reservation (Full)
P15,000.00
P15,000.00
P15,000.00
Maximum Loanable Amount
P1,200,000.00
P550,0000.00
P600,000.00
Equity
P285,000.00
P35,000.00
P35,000.00
Installment Period (months)
18
6
6
Equity Amount
P15,833.33
P5,833.33
P5,833.33
Interest Rate
10.50%

Note: Equity payment should start 30 days after reservation

AMORTIZATION (Monthly excluding insurances)

30 years
P10,976.87
P3,659.16
P3,991.81
25 years
P11,330.18
P3,887.29
P4,240.68
20 years
P11,980.56
P4,264.14
P4,651.79
15 years
P13,264.79
P4,943.56
P5,392.97
10 years
P16,192.20
P6,385.97
P6,966.51
5 years
P25,792.68
P10,890.66
P11,880.72
Insurances
P924.00
P423.50
P462.00

IN-HOUSE FINANCING

Reservation (Full)
P15,000.00
P15,000.00
P15,000.00
Down payment (30% of TCP)
P450,000.00
P180,000.00
P195,000.00
Down payment payable within 6 months without interest covered by PDC
Loanable Amount
P1,035,000.00
P405,000.00
P440,000.00
Maximum Term of Loan
5 years
5 years
5 years
Interest Rate
18%
18%
18%
Interest Type
Diminishing
Diminishing
Diminishing
AMORTIZATION (excluding insurances)
5 years
P20,494.24
P10,284.34
P11,173.11
4 years
P24,784.36
P11,896.87
P12,925.00
3 years
P31,957.80
P14,641.72
P15,907.05
2 years
P46,339.62
P20,219.26
P21.966.60
1 year
P89,555.18
P37,130.40
P40,339.20
First monthly payment is due 30 days after reservation. Buyer should issue PDCs for the amortization schedule. Buyer will be charged for the MRI 7 Fire insurances.

CASH PURCHASES WITHIN 6 M0NTHS

Reservation (Full)
P15,000.00
P15,000.00
P15,000.00
Balance
P1,485,000.00
P585,000.00
P585,000.00
Monthly due
P247,500.00
P97,500.00
P105,833.33
First monthly payment is due 30 days after reservation. Buyer should issue PDC for the amortization schedule.

SPOT CASH PURCHASES:

Reservation (Full)
P15,000.00
P15,000.00
P15,000.00
Discount
P75,000.00
P30,000.00
P32,500.00
Balance
P1,410,000.00
P555,000.00
P602,500.00
Balance should be paid within one week or the discount will be forfeited

HOUSE DETAILS:

Lot size
80 sqm
40 sqm
40 sqm
Lot Dimension (mtrs)
8 X 10
4 X 10
4 X 10
Floor Area
70 sqm
51 sqm
55 sqm
Garage
Yes
No
No
Garage Area
7.7 sqm
N.A.
N.A.
Bedrooms
3
3
3
Toilet & Bath
2
1
2
Balcony
Yes
No
No
Kitchen Cabinet
Yes
Yes
Yes

CONSTRUCTION DETAILS:

Roofing
S-RIBS
Shingles
Shingles
Windows (Main)
Sliding
Sliding
Sliding
Windows (Topilet & Bath)
Jalousie
Jalousie
Jalousie
Flooring (Ground)
Tiles
Tiles
Tiles
Flooring (Second)
Concrete
Steel & Wood
Steel & Wood
Paint (interior)
Yes
Yes
Yes
Paint (exterior
Yes
Yes
Yes

MEASUREMENTS:

Master's Bedroom
3.00 X 3.00 ++
3.10 X 3.00
3.10 X 3.00
Bedroom 2
3.00 X 3.00
3.00 X 2.00
3.00 X 2.00
Bedroom 3
3.00 X 2.50
2.10 X 2.00
2.10 X 2.00
Toilet & Bowl (ground)
1.70 X 1.20
2.00 X 1.50
2.00 X 1.50
Toilet & Bowl (second)
2.00 X 1.20
N.A.
2.00 X 1.50
Ground Floor to 2nd Floor (mtr)
2.70
2.40
2.70
2nd Floor to Ceiling (mtr)
2.60
2.40
2.70
Ceiling to Rooftop
1.50
0.90
0.90
Garage
2.96 X 2.60
N.A.
N.A.
Road Easement
2.00
2.00
2.00

EXCESS LOTS:

Corner Lots (Price per sqm)
P4,000.00
P4,000.00
P4,000.00
Inner / End Lots (Price per sqm)
P3,500.00
P3,500.00
P3,500.00

ADDITIONAL INFORMATION:

Excess lots can be added to loanable amount (case to cases basis)